The Homerica Advantage:

All Homerica Realty Services home buyers who use Homerica Mortgage Corporation to obtain their financing are eligible to receive a below market interest rate on their loan.

We encourage everyone to shop around for the best rate.

We do not require that you take advantage of this offer.

	Sample Loan Amount	Sample Market Rate		Percentage Off Market Rate
	$ 500,000	6.000%		5.875%	5.750%	5.625%	5.500%
				1/8%	1/4%	3/8%	1/2%
	Monthly Payment:    $2,997.75			$2,957.69	$2,917.86	$2,878.28	$2,838.95
	Savings Over 1 Year:			$480.72	$958.68	$1,433.64	$1,905.60
	Savings Over 5 Years:			$2,403.60	$4,793.40	$7,168.20	$9,528.00
	Savings Over 10 Years:			$4,807.20	$9,586.80	$14,336.40	$19,056.00
	Savings Over 30 Years:			$14,421.60	$28,760.40	$43,009.20	$57,168.00

The discount off the market rate will vary based upon the lender and program, but generally runs a quarter of one percent or more.

This offer is made possible because of an affiliated business arrangement between Homerica Realty Services, a NYS Licensed Real Estate Broker and Homerica Mortgage Corporation, a Registered Mortgage Broker - NYS Banking Department. All loan made by third party providers.